New London is the eastern shoreline's working city — the Coast Guard Academy, the working harbor, the ferry terminals, and a year-round community that’s seen the city through every economic cycle. I write Medicare, life, auto, home, and renters across the city, with particular attention to dual-eligible Medicare-Medicaid coordination.
New London is one of the more varied cities I serve. The Coast Guard Academy and the Sub Base across the river in Groton anchor a steady defense-adjacent population. The harbor and ferry terminals make for a working-city economy that doesn't look like the suburban shoreline towns west of the Connecticut River. And the year-round community, including a meaningful share of Medicare and dual-eligible retirees, fills in around all of it.
For renters — a sizable share of New London households — renters insurance is often missing or underbought. Premiums typically run $12–$25/month and cover your stuff plus liability and loss-of-use. It's one of the cheapest insurance dollars you can spend and the one most often overlooked.
For homeowners, particularly along the harbor and Pequot Avenue waterfront, the flood picture runs AE on direct-water properties. Auto rates in New London proper run higher than the surrounding eastern shoreline because of urban density and claim frequency — carrier spread is meaningful enough that re-quoting annually pays for itself for many households.
The Medicare and dual-eligibility piece is the steadiest single thread of work I do in New London. The right Medicare plan choice for someone already on Medicaid can drive out-of-pocket costs near zero. This is where I focus.
If you're 65+ and on Medicaid, choosing a Medicare plan that coordinates is the whole game. This is what I specialize in.
How it works 02New London auto rates need shopping every renewal. I compare carriers each year and tell you when to switch.
Auto quote 03For working New London families and Coast Guard / Sub Base households whose employer coverage isn't enough.
Free term quote 04Harbor-area homeowners and the city's many renters. Often-overlooked renters insurance runs $12–$25/month.
Free policy reviewMost New London meetings happen at clients' kitchen tables or apartment kitchen counters — the harbor neighborhoods, the streets up the hill, the houses near the Coast Guard Academy. The agency office is in Madison, about 50 minutes west.
Almost always yes. Renters insurance covers your stuff, gives you liability coverage, and pays for hotel/meals if your apartment becomes unlivable. Premiums typically run $12–$25/month. Many landlords require it. Cheap insurance dollar.
Worth a conversation. SGLI is a useful starting point but typically not the foundation for a working parent's coverage. Coordinating an individual term policy with SGLI can save you money long-term and lock in coverage that doesn't disappear when you transition out.
Depends on what you're enrolled in. Dual-Eligible Special Needs Plans (D-SNPs) are usually the best fit for dual-eligible enrollees — often, for those who qualify, $0 copays, broader benefits, and built-in care coordination. The annual review takes 30 minutes.
Urban auto rates reflect higher accident frequency and theft. The good news: rate spreads between carriers are wide. I've moved New London clients between carriers and saved $400–$1,200/year on the same coverage. Worth a 15-minute requote.
Live in New London — or anywhere on the shoreline — and have an insurance question on your mind? Send me your situation. The first conversation is free, no follow-up calls you didn't ask for.
Book a call →Your kitchen table or my Madison office. Your free insurance appointment includes valuable guidance tailored to your needs, no pressure, and no follow-up calls you didn't ask for.
In person · By phone · By video