From Wooster Square to Westville, from the Hill to East Rock, New Haven is the largest city I serve. Retirees aging into Medicare, multigenerational families, dense rentals near the medical center — I write Medicare, life, auto, and renters across all of it.
New Haven is the only big-city work I do, and the conversation looks different here. A meaningful share of my New Haven clients are 65+ — many of them dual-eligible for Medicare and Medicaid, where the right plan choice may, depending on your eligibility, lower copays — sometimes to $0. Around that, I write term life for working parents, auto insurance for households where parking is its own line item, and renters policies for the dense apartment stock near the medical center.
For dual-eligible retirees in New Haven, the Medicare-Medicaid coordination question is the one most people get wrong. There are specific Medicare plan types (D-SNPs, in particular) designed for this population — lower out-of-pocket costs, broader benefits, and they don't disturb your Medicaid. That's the conversation I have most often here.
The home-and-auto picture in New Haven is different from the towns east. Most of my New Haven clients are renters, which means renters insurance and auto rather than homeowners. Auto rates in New Haven run higher than the eastern shoreline because of urban density and theft rates — I shop the market every renewal because the carrier hierarchy shifts.
For families with someone aging into Medicare, my work usually starts there and expands — term life for adult children, auto for the household, renters for a college kid. One agent, one phone call, no runaround.
If you're 65+ and on Medicaid, the right Medicare plan may, depending on your eligibility, lower your copays — sometimes to $0. This is what I specialize in. Free consultation.
How it works 02Turning 65 or comparing plans during AEP. Multi-carrier, in person at your kitchen table or my Madison office.
See your options 03New Haven auto rates need shopping every renewal. I compare across the market every year and tell you when to switch.
Auto quote 04$1M of 20-year term for a healthy 30-year-old runs $25–$45/month. No pressure.
Free term quoteYes, in almost every case. If you're already on HUSKY (Medicaid) and turning 65, you become eligible for Medicare too — and that's the moment to choose a Medicare plan that coordinates with your existing Medicaid. Done right, your out-of-pocket costs can go to nearly zero. Done wrong, you can end up paying premiums you don't need to pay. This is what I specialize in.
Urban auto rates reflect higher accident frequency and theft. The good news: rate spreads between carriers are wide. We've moved New Haven clients between carriers and saved $400–$1,200/year on the same coverage. Worth a 15-minute requote.
Almost always yes. Renters insurance covers your stuff, gives you liability coverage, and pays for hotel/meals if your apartment becomes unlivable. Premiums typically run $12–$25/month. Many landlords require it. Cheap insurance dollar.
Yes — immigration status doesn't disqualify you from auto, life, or renters insurance. Health coverage is a separate question with its own rules, and not my area of focus, but I can point you to community health centers and other resources. For everything I do write, anything you tell me stays with me.
Live in New Haven — or anywhere on the shoreline — and have an insurance question on your mind? Send me your situation. The first conversation is free, no follow-up calls you didn't ask for.
Book a call →Your kitchen, our Madison office, or somewhere convenient near you.
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